Terms of Service

Last Updated: November 15, 2023

Please read these Terms of Service carefully before using the Xarenu Wolamu website and services operated by us.

Agreement to Terms

By accessing or using our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of the terms, you may not access our services.

Educational Services

Xarenu Wolamu provides financial education programs and materials. Our services include:

Registration and Accounts

To access certain features of our services, you may be required to register for an account. You must provide accurate and complete information and keep your account information updated.

Payment Terms

Fees for our programs are as stated on our website. All payments are due upon registration unless otherwise specified. We use third-party payment processors to handle all financial transactions.

Intellectual Property

All content included on our website and in our programs, such as text, graphics, logos, images, and software, is the property of Xarenu Wolamu or its content suppliers and protected by copyright laws.

User Conduct

You agree not to use our services to:

Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. Xarenu Wolamu makes no representations or warranties of any kind, express or implied, as to the operation of our services or the information, content, or materials included therein.

Limitation of Liability

In no event shall Xarenu Wolamu, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of our services.

Indemnification

You agree to defend, indemnify, and hold harmless Xarenu Wolamu from any claims, liabilities, damages, losses, and expenses arising from your use of our services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes through our website or by email. Your continued use of our services after such changes constitutes acceptance of the new Terms.

Contact Information

If you have any questions about these Terms, please contact us at:

Xarenu Wolamu
123 Financial District Blvd
Toronto, ON M5X 1A9
Email: info@xarenu-wolamu.sbs
Phone: +1 4370728864

Disclaimer: The information provided by Xarenu Wolamu is for educational purposes only and should not be considered financial advice. We are not certified financial planners, advisors, or registered investment advisors. The information presented is not intended to replace professional financial advice. Always seek the advice of a qualified financial advisor with any questions you may have regarding your financial situation.

Results may vary based on individual circumstances, and past performance does not guarantee future results. Xarenu Wolamu does not make any guarantees or promises regarding any particular financial outcome.